Meridian Wealth Management
Meridian Wealth Management (referred to as "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and protect your personal data when you use our site or engage with our online platform and services.
The data controller responsible for your personal data is Meridian Wealth Management, located at #45-01, One Raffles Place, Singapore, Singapore, 048616, Singapore.
We may collect various types of personal data, including:
- Identification and contact information (such as your name, address, date of birth, identification documents, phone number, and email address).
- Financial information (such as income, assets, investment experience, bank details, and tax information).
- Information about your employment status and background.
- Information about your retirement and financial planning goals and needs.
- Data collected automatically when you use our site, such as IP address, browser type, operating system, referring URLs, pages viewed, and timing of visits.
We collect personal data in several ways:
- Directly from you when you provide it to us through forms, applications, or during communications with us.
- From third parties, such as public databases, credit agencies, or other professionals involved in providing services to you (e.g., accountants, lawyers), where legally permitted.
- Automatically as you navigate through and interact with our site using cookies and other tracking technologies.
We process your personal data for various purposes, including:
- To provide you with the services you request, such as pension fund management, retirement planning advisory, corporate retirement schemes, individual retirement accounts, asset management, and financial planning services.
- To communicate with you about your account, services, and related matters.
- To verify your identity and perform necessary checks (e.g., KYC, AML).
- To comply with legal and regulatory obligations applicable to financial services.
- To improve our site and services based on user feedback and analytics.
- To protect the security and integrity of our site and systems.
- For our legitimate business interests, such as conducting market research or analyzing service usage, provided these interests do not override your fundamental rights and freedoms.
- With your consent, for specific purposes communicated at the time of collection.
We rely on the following legal bases under applicable data protection laws, such as the General Data Protection Regulation (GDPR), to process your personal data:
- Processing is necessary for the performance of a contract with you or to take steps at your request before entering into a contract.
- Processing is necessary for compliance with a legal obligation to which we are subject.
- Processing is necessary for the purposes of the legitimate interests pursued by us or by a third party, except where such interests are overridden by your interests or fundamental rights and freedoms.
- Processing is based on your explicit consent, where required.
We have implemented appropriate technical and organizational measures designed to protect your personal data from unauthorized access, disclosure, alteration, and destruction. These measures include security protocols, access controls, and secure storage methods. Despite these efforts, no security system is completely impenetrable, and we cannot guarantee the absolute security of your data.
We retain your personal data only for as long as necessary to fulfill the purposes for which it was collected, including for satisfying any legal, regulatory, accounting, or reporting requirements. The specific retention period will depend on the nature of the data and the purpose for which it was processed.
We may share your personal data with:
- Service providers who perform functions on our behalf, such as IT support, hosting, analytics, and professional advisors, under strict confidentiality obligations.
- Regulatory authorities, government bodies, or law enforcement agencies when required by law or to comply with legal processes.
- Third parties in connection with a merger, acquisition, or sale of all or a portion of our assets, provided that the receiving party agrees to protect your personal data in a manner consistent with this policy.
- Other parties with your consent or at your direction.
We do not sell your personal data.
As a global financial service provider, your personal data may be transferred to and stored in countries outside of your jurisdiction, which may have different data protection laws than your country. When we transfer your data internationally, we take steps to ensure that your data is afforded a similar level of protection, such as implementing standard contractual clauses approved by relevant authorities or relying on the recipient's adherence to binding corporate rules or other approved mechanisms.
Depending on applicable data protection laws, you may have the following rights regarding your personal data:
- The right to access your personal data.
- The right to rectify inaccurate or incomplete personal data.
- The right to erasure of your personal data (under certain conditions).
- The right to restrict the processing of your personal data (under certain conditions).
- The right to object to the processing of your personal data (under certain conditions).
- The right to data portability (under certain conditions).
- The right to withdraw consent at any time where processing is based on consent.
- The right to lodge a complaint with a supervisory authority.
To exercise any of these rights, please contact us using the details provided below.
We use cookies and similar tracking technologies to track activity on our site and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier. They are sent to your browser from a website and stored on your device. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our site.
Our site may contain links to other sites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the privacy policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
Our site and services are not intended for individuals under the age of 18. We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your child has provided us with personal data, please contact us. If we become aware that we have collected personal data from children without verification of parental consent, we take steps to remove that information from our servers.
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. We encourage you to review this Privacy Policy periodically for any changes.
If you have any questions about this Privacy Policy, please contact us in writing at the following address:
Meridian Wealth Management
#45-01
One Raffles Place
Singapore, Singapore, 048616
Singapore